These Terms and Conditions apply to individuals accessing this Web Site (User), and particularly to the access and the use of any of the web sites provided by the Industrial and Commercial Bank of China (ICBC) Group and its subsidiaries and branches from time to time.

1. Permit of Use
ICBC (Europe) S.A. Amsterdam Branch grants to the User revocable, non-exclusive, non-transferable, limited permission to access, use and display this Web Site and the materials provided on it solely for the purposes specifically described herein and so long as the User complies with these Terms and Conditions.
In the event of the User disputing, and or not agreeing to be bound by these Terms and Conditions, the User shall immediately terminate access to this Web Site.

2. Content
This Web Site is intended to provide general information regarding ICBC (Europe) S.A. Amsterdam Branch and its products and services and is not intended to provide exhaustive treatment of any subject dealt with.
The information in this Web Site including, without limitation, all research, opinions or other content is therefore not intended nor does it constitute financial, accounting, tax, legal, investment, consulting or other professional advice or services. Before making any decision or taking any action which might affect your personal finances or business you should consult your own professional advisors.

3. Disclaimer of Warranties
3.1 Local Legal Restrictions
This Web Site contains general information about ICBC Amsterdam Branch products and services. It is not directed to any person in jurisdictions where the publication or availability of such products or services is prohibited for any reason whatsoever.

3.2 Accuracy and reliability of information
The Web Site and content is provided "as is". Except to the extent that liability under the Applicable Law cannot be excluded and to the extent of its own willful misconduct or gross negligence, ICBC Amsterdam Branch makes no representations or warranties whatsoever regarding (1) the currency, accuracy or completeness of any information available by means of this Web Site, including prices; and (2) the results obtained by the User or anyone else from the use of the Web Site.

ICBC Amsterdam Branch makes no representations or warranties of any kind whatsoever regarding any information provided by third parties and accessible on or through the Web Site.
Any views expressed as the views of ICBC Amsterdam Branch reflect the current views of ICBC Amsterdam Branch and may change without notice.
Except to the extent required by the Applicable Law, ICBC Amsterdam Branch (1) disclaims any expressed or implied warranties and conditions, including, without limitation, as to non-infringement, merchantability and suitability for a particular purpose; and (2) does not warrant that the Web Site or any services or content therein will be uninterrupted or error-free, that defects will be corrected or that the Web Site, the server on which it is made available or any connected system is free of viruses or other harmful components.

3.3 Changes to Web Site
ICBC Amsterdam Branch may change, suspend, terminate or discontinue any aspect of the Web Site at any time, including the availability of any services, information, features or functions accessible by means of the Web Site. We may also impose limits on certain features, functions or services or restrict access to parts or all of the Web Site without notice or liability.

4. Limitation of Liability
The User's attention is drawn to the generally accepted fact that information transmitted via the World Wide Web is susceptible to distortion, monitoring and interception. The User acknowledges that he/she/it shall bear all risk of transmitting such information via the World Wide Web and under no circumstances will ICBC Amsterdam Branch be liable for any loss, harm or damage suffered as a result thereof.
Use of the Web Site is entirely at User's own risk, and User assumes full responsibility and risk of loss resulting from downloading, use of or access to the Web Site and/or content.
Except to the extent that liability under the Applicable Law cannot be excluded and to the extent of its own willful misconduct or gross negligence: (i) ICBC Amsterdam Branch shall not be liable for loss or damage of any kind whatsoever arising as a result of (1) information published on the Web Site, or (2) any errors in or omissions from the Web Site; (ii) ICBC Amsterdam Branch shall have no liability arising from orders, investment decisions or purchases of third party goods or services (including financial instruments and currency) based on the information provided on the Web Site; and (iii) under no circumstances shall ICBC Amsterdam Branch be liable for any damages whatsoever, whether direct, indirect, special or consequential, that are directly or indirectly attributable to the use of, or the inability to use, the Web Site.

5. No Offer, No Advice
Except as otherwise specifically agreed in writing or provided in any other terms and conditions of use applicable to transactions between the User and ICBC Amsterdam Branch, (i) nothing on this Web Site is an offer which can be accepted by User so as to create contractual obligations without further action by ICBC Amsterdam Branch; (ii) ICBC Amsterdam Branch provides no advice with respect to the use of the Web Site (including, without limitation, regarding the execution of transactions or any legal, tax or accounting advice or advice regarding the suitability or profitability of a security, investment or transaction by means of the Web Site); and (iii) the Web Site only provides general information; it is not intended as financial, legal, tax or other advice or as an offer, solicitation or recommendation of securities or other financial products; the information provided to User may not include the same information provided to other users of the Web Site or clients of ICBC Amsterdam Branch, and User should obtain independent specific professional advice including financial, tax and / or legal advice that addresses its particular investment objectives, financial situation and needs before making investment decisions.

6. Amendments
ICBC Amsterdam Branch reserves the right to vary or amend these Terms and Conditions in any way. It is User's responsibility to familiarize himself/herself/itself with such changes.